Our Services

Helping you make sound financial decisions

You envision various aspirations for your life, whether it’s securing a comfortable retirement, funding your children’s education, or preserving the family legacy.  Whether you’re at the beginning of your journey, planning for the long term, or aiming for financial stability for yourself and your loved ones, you can trust The Minster Partnership to provide adaptable plans tailored to your individual requirements.

Your future depends on what you do today

We’re all told to save our money using investments and wealth management.  Excellent, but how much and where, and what will it do for me?  The fact is there are hundreds if not thousands of investment funds available for your money.  Which one should you choose?

With cash deposit returns not keeping up with inflation, clients are looking to other forms of investments to maintain their capital in a tax-efficient way.  Whether you are looking to provide additional income or capital growth we will work with you and design an investment portfolio that aligns to your investment needs, taking great care to work within your attitude to risk and your capacity for loss.

Inheritance Tax (IHT) cannot be avoided

…but there are significant steps that can mitigate or reduce the impact of a liability on the family upon death.  As with all financial planning, making decisions earlier is likely to present improved outcomes.  To ensure that a larger portion of your estate reaches your beneficiaries, we can assist you in efficiently managing your inheritance tax liability.

The financial dilemma of living longer

We are living longer than ever before, with longevity we are faced with various financial pressures.  People retiring today may well be in retirement longer than their working careers.  The importance of engaging specialist independent financial advice focusing on later life issues, such as long-term care and funding into retirement, cannot be understated.  Find out more about how we can help.

Financial planning in later life

Living to a great age means we should review our goals and financial plans, adapting to our changing circumstances.  We have a range of services to help Enduring and Lasting Powers of Attorneys as well as Court Appointed Deputies and seniors who deal with their own financial planning.  This includes planning to pay lifetime care fees.

Marriage and divorce in later life

With our ageing population, more people over the age of 65 are getting married and/or divorced.  Second marriages bring with them financial planning challenges which are unique to each person.  Our New Beginnings Service helps our older clients to build robust and personal financial plans.

Mortgages and Finance goals don’t happen by accident

Seeking mortgages and finance can be overwhelming whether you’re saving for a home, a University education, or a dream project.  As independent mortgage brokers, we have access to all lenders and their various products, so we can provide a mortgage product particular to your individual needs.

Let us take the stress out of house purchases by liaising with the lender, solicitor, and estate agent for you.  We simply report all the important details back to you along the way.

Buy to Let and Property Lending Portfolio

We can assist you in your lending requirements if you are looking to purchase a Buy to Let property or building a portfolio of investment properties.

Accessing Commercial Finance

The Minster Partnership Commercial Ltd was formed following a steady increase in requests from existing and new clients wanting to access commercial finance.  With the types of work that professional partners were submitting to us, such as Accountants and Solicitors, we realised that we had a gap in the services we were offering.  We set up the Minster Partnership Commercial Ltd so that we could provide the expertise that clients were looking for.

Jo Wilmott, with 33 years’ experience in the commercial marketplace, was recruited from the banking industry to head up this new department and we are now able to offer a full range of services.

Do you need funds to help bridge the gap?

Bridging Finance, also known as a ‘Bridge loan’, is a type of loan that’s taken out for a short period of time against a valuable asset to help bridge the gap when you don’t have the immediate funds available.

Whether you’re stuck in a property chain, snapping up an auction bid or renovating a house, we can help you secure this fast access type of loan.

Protecting your family

By working together with you we obtain an understanding of what you want to achieve.  We will provide advice in the following areas; Term Assurances, Critical Illness Cover, Income Replacement, Private Health Insurance and Family Protection.

Preparing for the worst

We look at different scenarios and help you understand the financial impact on your family if you were unable to provide income through either death or disablement.  We all have different priorities and concerns that will change as we go through life.

Is your protection suitable?

We will advise you on which protection products are most appropriate to you at each stage of your life.  We will review your existing products to see if these are still suitable for your needs and recommend to you any changes and adjustments that need to be made so that you and your family are adequately protected through life’s various stages.